How do I get a valuation for my car?

Simply enter your registration number on our website. We'll provide you with an instant, free, and no-obligation quote based on the current market value of your vehicle.

How quickly can I sell my car?

You can sell your car to us on the very same day. Once you accept our quote, we can arrange to inspect, collect, and pay for your car within 24 hours.

Are there any hidden fees?

No, absolutely not. The price we offer is the exact amount you will receive. We do not charge any admin fees, collection fees, or fast payment fees.

Do you collect my car?

Yes, we offer free collection from your home or workplace in Southampton and the surrounding areas at a time that suits you.

How and when do I get paid?

We pay by instant bank transfer. The money will be in your account before we drive your car away. We never ask you to hand over the keys until you have confirmed the funds are in your account.

Can I sell a car which is on finance?

Yes, you can sell a car if it's on finance. Simply phone your finance company and get an up-to-date settlement figure, which we will then settle when we buy your vehicle from you. If the settlement figure is less than your car's value, then we pay the difference to you. If the settlement figure is more than your car's valuation, then you will need to pay us the difference.

What documents do I need to sell my car?

You will need your V5C logbook (in your name), valid photo ID (like a driving licence), proof of address, any service history or receipts, and the spare keys if you have them.

Do you buy cars without an MOT or non-runners?

Yes, we buy vehicles in almost any condition, including MOT failures and non-runners. Just let us know the exact condition when you request your valuation so we can provide an accurate price.

Who notifies the DVLA when I sell the car?

We will help you complete the DVLA transfer online right on your driveway before we leave. This ensures you are immediately removed as the registered keeper and triggers any road tax refunds owed to you.

How to sell a car on finance in Southampton

May 5, 2026 Sell My Car Southampton

Can I sell a car that is on finance?

Yes! It's a very common question, and the answer is absolutely yes. However, you cannot legally sell the car to a private buyer without settling the finance first, because the finance company technically owns the car. For independent advice on vehicle finance, you can visit MoneyHelper.

Step 1: Get a Settlement Figure

Call your finance company and ask for an "early settlement figure". They will send you a document showing exactly how much you need to pay to clear the debt. This figure is usually valid for 14 to 28 days.

Step 2: Get a Valuation for Your Car

Find out how much your car is actually worth in the current market. You can use our free valuation tool to get an instant price.

Step 3: Compare the Figures (Equity)

Positive Equity: If your car is worth MORE than the settlement figure, the buyer (like us) will pay off the finance company, and pay the remaining profit directly to you.
Negative Equity: If your car is worth LESS than the settlement figure, you will need to pay the difference to the buyer so they can clear the finance in full.

Step 4: Let Us Handle It

When you sell to a professional buyer like Sell My Car Southampton, we handle the entire process. We contact the finance company, settle the debt directly, and make sure all the legal paperwork is done correctly. It is very simple.

Ready to sell your car?

Enter your registration below to get a free, no-obligation valuation from our local Southampton team.

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